Health Insurance is a great thing to have at the time of a serious diagnosis or onset of an illness. But health insurance can have financial burdens within them that could cause stress at a time when recovery is most important. Critical Illness Insurance can fill a financial hole left by health insurance. A large deductible or bills that need to be paid can be financial problems when an illness strikes.
Critical Illness is a plan that makes a lump sum cash payment for things like heart attacks, strokes, and even cancer.